I got an email this morning showcasing a charming lake-view chalet about 100 miles outside of New York City. The chalet intrigues me because it doesn't need a lot of work (it's freshly painted both inside and out) and the layout is refreshingly logical. But can I afford it? That's when I turned to AOL Real Estate and their Mortgage Calculator. All I had to do was input a few lines of financial info and presto! I have either broken the bank or can bank on that little mountain getaway I have always dreamed about.